Web Site Terms and Conditions of Use
Parsons Family Holdings, LLC. (“FFIO”) is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
From time to time, the Website may engage in affiliate marketing. This means that if you use an affiliate link to make a purchase, the Website will receive a commission on that purchase. All efforts are made to ensure that affiliate links are disclosed in accordance with the FTC.
Parsons Family Holdings, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn advertising fees by linking to Amazon.com and affiliated sites.
On the Website, you may purchase products and services (“Services”), including, but not limited to: display advertisements on the Website; event promotion; featured articles; directory listings; email newsletter promotion; sweepstakes; and, social media promotion.
Upon purchase of Services, it is your responsibility to provide all required information for the Website to complete the Services. If you fail to provide information requested by FFIO for completion of Services within 7 business days of such a request by FFIO, FFIO reserves the right to cancel your purchase without a refund.
FFIO does not guarantee performance on any purchased Services. For example, if you purchase a display advertisement or a directory listing, FFIO cannot guarantee a certain number of clicks, leads, sales or clients. FFIO is solely responsible for providing the Services purchased, and is in no way responsible for guaranteeing the performance of such Services.
FFIO will not tolerate the following content:
- harassment directed toward any content creator or FFIO;
- hate speech;
- defamation to FFIO or any third party;
- references to illegal acts; or,
- violations of the legal rights of a third party.
FFIO’s sole discretion will be used to determine if any content related to the Services is in violation. Any purchase of Services that is deemed to be in violation will be promptly deleted and no further explanation will be due to you if your submission was determined to be in violation with this policy. If we are unable to provide you Services as a result of violation of this policy, you will receive a refund.
FFIO will send an invoice for all Services within 7 business days of receipt of your order. All payments are due upon receipt of invoice. Services will not commence (i.e., ads will not be displayed) until such payment is received.
FFIO does not offer refunds for the Services.
What Personal Information Does the Website Collect and How Is This Personal Information Used?
The Website may receive and store information that you voluntarily submit through the Website for the purpose of purchasing Services, subscribing to the Website to receive newsletters, or for the purpose of leaving comments on blog posts.
The Website may receive and store certain types of usage-related information when you interact with the Website, including, but not limited to, your computer’s IP address and browser information. The information we collect is used to customize the content and/or layout of our page for each individual visitor.
The Website uses Google Analytics to track statistics regarding our audience and Website traffic. No personally identifiable information is transferred from the Website to Google Analytics. For more information on Google’s Analytics privacy policies, please visit this site.
From time to time, the Website may engage in sponsored campaigns with various influencer networks, brands, and agencies. All sponsored content is duly disclosed in accordance with the FTC’s requirements. From time to time, these sponsored campaigns utilize tracking pixels, which may contain cookies to collect data regarding usage and audience. This information is collected by the sponsoring company to track the results of the campaign. No personally identifiable information collected by the Website is used in conjunction with these tracking pixels.
The Website may engage in affiliate marketing, which is described more fully below. If you click on an link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
The Website uses PayPal to collect payment for Services. Personal information, such as name, address, phone number, and email address, is collected for purposes of client communication for order fulfillment. At no time does FFIO receive your banking details from PayPal.
Third-Party Use of Personal Information
At this time, your personal information is not shared with any other third-party applications. If a new service provider is engaged, these terms will be amended accordingly.
Mediavine Programmatic Advertising (Ver 1.0)
The Website works with Mediavine to manage third-party interest-based advertising appearing on the Website. Mediavine serves content and advertisements when you visit the Website, which may use first and third-party cookies. A cookie is a small text file which is sent to your computer or mobile device (referred to in this policy as a “device”) by the web server so that a website can remember some information about your browsing activity on the Website.
First party cookies are created by the website that you are visiting. A third-party cookie is frequently used in behavioral advertising and analytics and is created by a domain other than the website you are visiting. Third-party cookies, tags, pixels, beacons and other similar technologies (collectively, “Tags”) may be placed on the Website to monitor interaction with advertising content and to target and optimize advertising. Each internet browser has functionality so that you can block both first and third-party cookies and clear your browser’s cache. The “help” feature of the menu bar on most browsers will tell you how to stop accepting new cookies, how to receive notification of new cookies, how to disable existing cookies and how to clear your browser’s cache. For more information about cookies and how to disable them, you can consult the information at https://www.allaboutcookies.org/manage-cookies/.
Without cookies you may not be able to take full advantage of the Website content and features. Please note that rejecting cookies does not mean that you will no longer see ads when you visit our Site. In the event you opt-out, you will still see non-personalized advertisements on the Website.
The Website collects the following data using a cookie when serving personalized ads:
- IP Address
- Operating System type
- Operating System version
- Device Type
- Language of the website
- Web browser type
- Email (in hashed form)
Mediavine Partners (companies listed below with whom Mediavine shares data) may also use this data to link to other end user information the partner has independently collected to deliver targeted advertisements. Mediavine Partners may also separately collect data about end users from other sources, such as advertising IDs or pixels, and link that data to data collected from Mediavine publishers in order to provide interest-based advertising across your online experience, including devices, browsers and apps. This data includes usage data, cookie information, device information, information about interactions between users and advertisements and websites, geolocation data, traffic data, and information about a visitor’s referral source to a particular website. Mediavine Partners may also create unique IDs to create audience segments, which are used to provide targeted advertising.
If you would like more information about this practice and to know your choices to opt-in or opt-out of this data collection, please visit Opt Out – NAI: Network Advertising Initiative. You may also visit http://optout.aboutads.info/#/ and http://optout.networkadvertising.org/# to learn more information about interest-based advertising. You may download the AppChoices app at YourAdChoices.com | AppChoices to opt out in connection with mobile apps, or use the platform controls on your mobile device to opt out.
For specific information about Mediavine Partners, the data each collects and their data collection and privacy policies, please click here.
Will the Website Share the Personal Information It Collects?
Except when required by law, the Website will not sell, distribute, or reveal users’ email addresses or other personal information without their consent.
FFIO may disclose or transfer personal information collected through the Website to third parties who acquire all or a portion of our business, which may be the result of a merger, consolidation, or purchase of all or a portion of our assets, or in connection with any bankruptcy or reorganization proceeding brought by or against us.
Modification or Deletion of Personal Information
You can decline to submit personal information at any time. If you decline, FFIO may not be able to continue to provide service to you. You may request deletion of your personal information by sending an email to [email protected], but in some cases, we may be required to keep your information by law. In such a case, it would no longer be active and would be kept separately in an archive.
The Website does not knowingly collect any personally identifiable information from children under the age of 13. If a parent or guardian believes that the Website has personally-identifiable information of a child under the age of 13 in its database, please contact us immediately at [email protected] and FFIO will use its best efforts to promptly remove such information from our records.
From time to time, the Website may post sponsored content from an advertiser. This means that an advertiser, which may be a brand, agency, or influencer network, will contract with FFIO to create content featuring certain messages or product placement. Pursuant to the FTC’s requirements, all such advertisements on the Website are clearly and conspicuously disclosed.
Even though compensation (e.g., cash, free product, or services) is received for in exchange for this sponsored content placement, FFIO gives its honest opinion, findings, believes, or experiences in such content. All views expressed on the Website are those of the content creator. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider, or party in question.
From time to time, the Website may discuss topics related to events “(Event”). All Event content is for informational purposes only. Unless specifically disclosed in the content, FFIO is not a partner or sponsor of these Events.
If you choose to attend an Event that was listed on the Website, you assume all risk of any potential injuries that you may incur at such an Event. Please consider all inherent risks of a particular Event before participating.
From time to time, the Events listed on the Website may contain an element of physical fitness. (e.g., 5k, bowling, etc.) If you are unsure of your physical abilities, you should seek medical advice prior to participating.
You (for yourself, your heirs, personal representatives, or assigns, and anyone else who might make a claim on your behalf) hereby release, waive, discharge and covenant not to sue FFIO and its respective parent companies, subsidiaries, affiliates, officers, directors, partners, shareholders, members, agents, employees, vendors, sponsors, and volunteers from any and all claims, demands, causes of action, damages, losses or expenses (including court costs and reasonable attorneys fees) which may arise out of, result from, or relate in any way to your attendance at any Event, except, of course, for any gross negligence or willful misconduct on our part.
FFIO has made every effort to ensure that all information on the Website have been tested for accuracy. FFIO makes no guarantees regarding the results that you will see from using the information provided on the Website.
From time to time, the Website may discuss topics related to:
- service providers;
- fitness and wellness
- recipes and tutorials.
All Website content is provided for informational purposes only.
From time to time, the Website may contain information regarding local service providers. Listing this information does not create a professional relationship between you and the service provider. Please contact their office for more information if you wish to work with one of anyone listed on the Website.
You must not rely on the information on the Website as an alternative to advice from your medical professional or healthcare provider. You should never delay seeking medical advice, disregard medical advice, or discontinue medical treatment as a result of any information provided on the Website.
Consult a physician or medical professional before beginning any fitness program, changing your diet, or participating in physical activities. Any form of exercise poses inherent risk of injury and by voluntarily engaging in any exercise or workout presented on the Website, you assume the risk of any potential injury that may result.
From time to time, the Website will publish content with recipes or tutorials. All such content has been tried and used successfully, but results may vary from person to person. Consult your medial professional before using any recipe if you have concerns about how you may individually react to the use of any particular recipe or ingredient. By voluntarily creating and using any recipe or tutorial provided here, you assume the risk of any potential injury that may result.
The information provided on the Website is provided “as is” without any representations or warranties, express or implied. The Website makes no representations or warranties in relation to the information provided in the Content.
The Website disclaims liability for incidental or consequential damages and assumes no responsibility or liability for any loss or damage suffered by any person as a result of use of the information provided on the Website. The Website assumes or undertakes no liability for any loss or damage suffered as a result of the use of any information found on the Website.
The Website was developed strictly for informational purposes. You understand and agree that you are fully responsible for your use of the information provided on the Website. FFIO makes no representations, warranties or guarantees. You understand that results may vary from person to person. FFIO assumes no responsibility for errors or omissions that may appear in the Website.
USE OF THE WEBSITE
Unless otherwise stated, FFIO owns the intellectual property and rights to all content and material on the Website. Subject to the license below, all intellectual property rights are reserved.
The following uses are not permitted:
- Republication of content from the Website, unless content is specifically and expressly made available for republication;
- Sale, rental or sub-license of any content from the Website;
- Reproduction or duplication of any content on the Website for commercial purposes;
- Modification of any content on this website, unless content is specifically and expressly made available for modification;
- Redistribution of content of the Website, unless content is specifically and expressly made available for redistribution. Users are permitted to share content on social media channels, as long as a link to the Website is included.
From time to time, the Website will utilize various plugins or widgets to allow sharing of content via social media channels, email or other methods. Use of these plugins or widgets does not constitute any waiver of FFIO’s intellectual property rights. Such use is a limited license to republish the content on the approved social media channels, with full credit to FFIO.
You must not use the Website in a way that causes, or may cause, damage to the Website or impair the availability of access to the Website. You must not decompile, reverse engineer, disassemble or otherwise reduce the Website, except to the extent that such activity is expressly permitted by applicable law. You must not use the Website to copy, store, host, transmit, send, use, publish or distribute any material that consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit and/or other harmful code or malicious software.
You must not conduct any systematic or automated data collection activities, including, but not limited to scraping, data mining, data extraction or data harvesting on or in relation to the Website without FFIO’s express written permission.
You must not use the Website to transmit or send any unsolicited commercial communications.
You must not use the Website for any third-party marketing without FFIO’s express written permission.
Unless otherwise noted, the design, content and all components of the Website are copyrights owned by FFIO or third parties and are protected by United States and international copyright laws and should not be reused or republished without express written permission.
FFIO’s trademarks and trade dress may not be used in connection with any product or service that is not FFIO’s, in any manner likely to cause confusion among consumers, or in any manner that disparages or discredits FFIO or the Website.
From time to time, the Website will legally utilize trademarks owned by third parties related to FFIO’s services. These trademarks are the respective property of their owners.
GRANT OF RIGHTS
You grant FFIO a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute any content you contribute to the Website. This includes, but is not limited to, text, images, audio material, comments, video material and audio-visual material. This license extends to all known and future media. You also grant FFIO the right to sub-license these rights and the right to bring an action for infringement of these rights.
CONTENT CONTRIBUTED TO THE WEBSITE
Any content you contribute to the site, including, but not limited to text, images, audio material, comments, video material and audio-visual material, must not be illegal or unlawful, may not infringe on any third-party’s legal rights, and must not be capable of giving rise to legal action whether against you or FFIO or a third party.
FFIO reserves the right to edit or remove: (i) any material submitted to the Website; (ii) stored on FFIO’s servers; or, (iii) hosted or published on the Website. FFIO takes no responsibility and assumes no liability for any content posted by you or any third party.
The Website offers the option for you to leave comments, engaging with the Website’s posts. The following types of comments will not be tolerated and will be deleted:
- harassment directed toward any content creator or FFIO;
- hate speech;
- defamatory to FFIO or any third party;
- reference illegal acts; or,
- violate the legal rights of a third party.
FFIO’s sole discretion will be used to determine if a comment is in violation of this comment policy. Any comments in violation will be promptly deleted and no further explanation will be due to you if your comment was determined to be in violation with this policy.
From time to time, the Website will publish posts with images from other third-party websites. Any such use is intended considered fair use under copyright laws and is fully attributed to the owner. If you believe that your copyrighted work has been used on the Website in a way that constitutes copyright infringement and falls outside of fair use, please send a request to [email protected] and we will remove the image within 48 hours.
If you send FFIO an email, register to use the Website or provide your email to FFIO in any other way, you consent to receive communications from FFIO electronically. You agree that all legal notices provided via electronic means from FFIO satisfy any requirement for written notice.
Prior to engaging in any events or commercial transactions with any third parties discovered through or linked on the Website, you must complete any necessary investigation or due diligence. If there is a dispute for any events or commercial transactions with a third party discovered through or linked on the Website, you expressly hold FFIO harmless from any and all liability in any dispute.
The Website are provided on an “as is” and “as available” basis without any representations or warranties, expressed or implied. FFIO makes no representations or warranties in relation to the Website or the information and materials provided therein.
FFIO makes no warranty the Website will meet your requirements; will be available uninterrupted; timely and free of viruses or bugs; or represents the full functionality, accuracy, and reliability of the Website. FFIO is not responsible to you for the loss of any content or material uploaded or transmitted through the Website. The Website is written in English and makes no warranty regarding translation or interpretation of content in any language.
LIMITATION OF LIABILITY
FFIO WILL NOT BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, PUNITIVE OR SPECIAL DAMAGES OF ANY KIND, HOWEVER CAUSED, INCLUDING LOSS OF PROFITS, REVENUE, DATA OR USE, INCURRED BY YOU, WHETHER UNDER THEORY OF CONTRACT, TORT (INCLUDING NEGLIGENCE), WARRANTY OR OTHERWISE, EVEN IF THE OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
This policy was updated May 2020.